• Citizens Financial average net profit margin for 2023 was 17.06%, a 29.5% decline from 2022.
• Citizens Financial average net profit margin for 2022 was 24.2%, a 11.19% decline from 2021.
• Citizens Financial average net profit margin for 2021 was 27.25%, a 99.78% decline from 2020.

Net profit margin can be defined as net Income as a portion of total sales revenue.