UMB Financial Financial Ratios for Analysis 2009-2024 | UMBF

Fifteen years of historical annual and quarterly financial ratios and margins for UMB Financial (UMBF).

Annual Data

Metric Name
Current Ratio
Long-term Debt / Capital
Debt/Equity Ratio
Gross Margin
Operating Margin
EBIT Margin
EBITDA Margin
Pre-Tax Profit Margin
Net Profit Margin
Asset Turnover
Inventory Turnover Ratio
Receiveable Turnover
Days Sales In Receivables
ROE - Return On Equity
Return On Tangible Equity
ROA - Return On Assets
ROI - Return On Investment
Book Value Per Share
Operating Cash Flow Per Share
Free Cash Flow Per Share
202320222021202020192018201720162015201420132012201120102009
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0.110.130.080.080.030.040.040.040.040.010.000.000.010.010.02
1.390.981.120.860.750.720.610.991.011.241.051.401.652.011.95
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29.6737.2033.9829.1926.8623.7525.1022.9516.7219.9722.8322.3820.6419.8420.73
24.6430.1827.9624.6822.8820.7726.2518.3515.1314.5116.5916.1315.0214.2315.40
0.030.040.030.040.040.040.040.040.040.050.050.050.050.050.05
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11.2916.1911.229.509.358.818.397.835.107.348.909.598.948.588.81
12.4018.1311.9410.1810.169.669.248.755.978.6810.8012.2611.8912.0110.69
0.801.120.830.860.920.840.840.740.510.690.790.820.790.730.77
10.0514.1610.338.729.108.498.097.534.887.308.879.558.898.518.60
63.8655.2064.9562.8553.0945.3743.7239.5138.3436.1033.3031.7129.4626.2425.11
9.6915.7910.967.736.925.946.556.024.455.417.065.535.324.473.61
9.2214.8610.356.665.564.895.885.023.354.536.204.484.443.733.09

Quarterly Data

Metric Name
Current Ratio
Long-term Debt / Capital
Debt/Equity Ratio
Gross Margin
Operating Margin
EBIT Margin
EBITDA Margin
Pre-Tax Profit Margin
Net Profit Margin
Asset Turnover
Inventory Turnover Ratio
Receiveable Turnover
Days Sales In Receivables
ROE - Return On Equity
Return On Tangible Equity
ROA - Return On Assets
ROI - Return On Investment
Book Value Per Share
Operating Cash Flow Per Share
Free Cash Flow Per Share
2024-06-302024-03-312023-12-312023-09-302023-06-302023-03-312022-12-312022-09-302022-06-302022-03-312021-12-312021-09-302021-06-302021-03-312020-12-312020-09-302020-06-302020-03-312019-12-312019-09-302019-06-302019-03-312018-12-312018-09-302018-06-302018-03-312017-12-312017-09-302017-06-302017-03-312016-12-312016-09-302016-06-302016-03-312015-12-312015-09-302015-06-302015-03-312014-12-312014-09-302014-06-302014-03-312013-12-312013-09-302013-06-302013-03-312012-12-312012-09-302012-06-302012-03-312011-12-312011-09-302011-06-302011-03-312010-12-312010-09-302010-06-302010-03-312009-12-312009-09-302009-06-302009-03-31
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0.110.110.110.120.120.120.130.130.090.090.080.080.080.080.080.090.020.040.030.030.030.030.040.030.030.040.040.030.040.040.040.040.040.040.040.040.050.000.010.000.000.000.000.000.000.000.000.000.000.000.010.010.010.010.010.010.010.020.020.030.030.03
1.211.401.391.581.491.900.981.071.111.131.120.890.991.020.860.780.740.760.750.730.730.670.720.580.790.660.610.920.951.230.991.040.940.911.010.751.001.031.241.061.011.281.051.051.761.291.400.901.131.251.651.181.361.592.011.351.351.321.951.181.161.50
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33.7534.4421.7933.9931.3732.0134.2431.9844.7736.9330.6635.2734.7735.2945.7229.6324.77-2.3127.5327.6125.8526.3711.7326.5627.2327.7625.9026.4724.1323.8525.0923.2722.3821.297.1114.4218.8522.6518.2523.0822.7615.5322.1023.7221.2724.2414.8519.9122.2531.4117.4620.5720.0924.3316.6518.7420.5123.7319.9322.1818.1322.79
26.9628.3719.1327.5425.6926.5127.7025.8635.4831.1224.4629.2828.3229.8437.4025.9821.84-1.8723.6923.5921.8422.3012.1923.5522.7623.3345.4420.6018.3619.3621.0719.4817.2915.8823.4810.3714.2615.8813.2617.0116.1111.4815.9417.1615.6817.6011.3514.3415.6722.4113.5014.8214.4517.2411.4514.1714.5017.0215.9416.2013.1016.36
0.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.020.010.010.010.010.010.010.010.010.010.010.010.01
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3.143.502.293.443.183.283.763.495.203.862.503.032.833.135.182.562.18-0.132.552.432.302.461.142.632.522.652.172.332.162.092.111.951.821.870.531.181.632.011.642.212.171.522.302.352.442.721.652.022.333.821.952.222.322.861.792.092.152.542.352.371.922.29
3.433.832.513.823.543.654.213.785.624.152.663.233.023.355.552.762.35-0.142.772.642.492.681.252.882.772.922.392.582.402.402.362.242.102.170.631.381.922.361.942.622.581.832.792.883.133.462.102.583.025.032.602.993.173.962.512.662.603.082.852.832.302.62
0.230.240.160.230.220.230.260.230.370.260.180.250.240.270.470.240.20-0.010.250.260.240.250.110.270.270.270.220.240.220.200.200.200.180.190.050.120.160.200.150.220.220.150.210.210.200.220.140.200.220.340.170.210.210.230.150.200.210.240.200.230.190.22
2.813.122.043.032.802.893.293.034.723.512.302.792.602.874.762.342.13-0.122.482.352.222.371.102.542.432.562.092.242.092.012.031.881.751.790.511.131.552.001.632.202.161.512.292.342.432.711.642.012.323.811.942.212.312.841.782.072.142.492.292.291.862.22
66.2164.6863.8657.8358.3658.0355.2052.2454.7156.7864.9564.3763.9261.2462.8559.4357.8455.3353.0952.2350.5047.9245.3744.2043.9643.3143.7242.1541.4240.3439.5140.8640.4439.3838.3438.5637.6836.7636.1035.5135.2133.9433.3032.8530.2031.7331.7131.8830.8929.9029.4628.9727.9726.6226.2426.9826.4225.4325.1125.0824.4224.19
3.441.159.697.953.190.0315.7912.858.344.0110.967.433.642.397.734.482.110.196.923.882.730.945.944.491.980.396.554.902.390.336.023.441.680.574.453.542.270.495.414.001.99-0.407.064.743.050.895.534.422.380.255.323.322.961.784.473.472.321.153.613.161.760.91
3.331.159.227.562.93-0.1614.8612.288.133.9010.357.043.362.276.663.681.550.005.562.992.350.804.893.761.530.225.884.442.170.245.022.701.350.413.352.681.640.164.533.331.67-0.526.204.102.640.714.483.661.890.104.442.662.581.603.732.982.061.073.092.851.570.83