• Tokio Marine Holdings average operating margin for 2022 was 11.23%, a 0.63% decline from 2021.
• Tokio Marine Holdings average operating margin for 2021 was 11.16%, a 12.73% increase from 2020.
• Tokio Marine Holdings average operating margin for 2020 was 9.9%, a 1.33% increase from 2019.

Operating margin can be defined as operating margin measurement of what proportion of a company's revenue is left over after paying for variable costs of production such as wages, raw materials, etc.