• Target average return on assets for 2023 was 5.85, a 39.75% increase from 2022.
• Target average return on assets for 2022 was 9.71, a 16.94% decline from 2021.
• Target average return on assets for 2021 was 11.69, a 54.43% decline from 2020.

Roa - return on assets can be defined as an indicator of how profitable a company is relative to its total assets. Calculated by dividing a company's operating earnings by its total assets.