• Oscar Health average return on investment for 2023 was -32.82, a 56.92% decline from 2022.
• Oscar Health average return on investment for 2022 was -76.18, a 76.94% decline from 2021.
• Oscar Health average return on investment for 2021 was -330.41, a 20.15% decline from 2020.

Roi - return on investment can be defined as an indicator of how profitable a company is relative to its assets invested by shareholders and long-term bond holders. Calculated by dividing a company's operating earnings by its long-term debt and shareholders equity.