NBT Bancorp Financial Ratios for Analysis 2009-2024 | NBTB

Fifteen years of historical annual and quarterly financial ratios and margins for NBT Bancorp (NBTB).

Annual Data

Metric Name
Current Ratio
Long-term Debt / Capital
Debt/Equity Ratio
Gross Margin
Operating Margin
EBIT Margin
EBITDA Margin
Pre-Tax Profit Margin
Net Profit Margin
Asset Turnover
Inventory Turnover Ratio
Receiveable Turnover
Days Sales In Receivables
ROE - Return On Equity
Return On Tangible Equity
ROA - Return On Assets
ROI - Return On Investment
Book Value Per Share
Operating Cash Flow Per Share
Free Cash Flow Per Share
202320222021202020192018201720162015201420132012201120102009
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0.150.150.150.170.130.150.170.180.210.210.330.430.450.450.56
0.450.670.250.340.731.030.950.970.760.641.061.041.171.131.56
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30.9939.1841.0332.4036.1334.1234.2933.4933.0631.3428.2128.5230.4730.5229.87
23.9930.3631.7925.4128.1328.0321.9822.1021.6620.9519.3620.1122.2822.3721.39
0.040.040.040.040.040.040.040.040.040.050.040.040.050.050.04
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8.3312.9512.398.7910.8011.068.578.598.668.697.569.3710.7610.7610.30
11.6117.1716.1211.6614.5215.4712.1412.4112.7612.9411.7413.2114.9314.3114.07
0.891.291.290.951.251.180.900.880.920.960.810.901.031.080.95
7.0911.0410.587.329.419.447.157.016.866.855.035.325.895.864.58
30.2627.3828.9727.2225.5823.3122.0121.1120.3119.6918.7717.2416.2315.4614.69
3.524.243.643.303.483.363.122.532.801.982.822.642.472.591.61
3.314.083.463.123.333.192.972.462.621.782.682.432.182.401.42

Quarterly Data

Metric Name
Current Ratio
Long-term Debt / Capital
Debt/Equity Ratio
Gross Margin
Operating Margin
EBIT Margin
EBITDA Margin
Pre-Tax Profit Margin
Net Profit Margin
Asset Turnover
Inventory Turnover Ratio
Receiveable Turnover
Days Sales In Receivables
ROE - Return On Equity
Return On Tangible Equity
ROA - Return On Assets
ROI - Return On Investment
Book Value Per Share
Operating Cash Flow Per Share
Free Cash Flow Per Share
2024-06-302024-03-312023-12-312023-09-302023-06-302023-03-312022-12-312022-09-302022-06-302022-03-312021-12-312021-09-302021-06-302021-03-312020-12-312020-09-302020-06-302020-03-312019-12-312019-09-302019-06-302019-03-312018-12-312018-09-302018-06-302018-03-312017-12-312017-09-302017-06-302017-03-312016-12-312016-09-302016-06-302016-03-312015-12-312015-09-302015-06-302015-03-312014-12-312014-09-302014-06-302014-03-312013-12-312013-09-302013-06-302013-03-312012-12-312012-09-302012-06-302012-03-312011-12-312011-09-302011-06-302011-03-312010-12-312010-09-302010-06-302010-03-312009-12-312009-09-302009-06-302009-03-31
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0.150.150.150.160.160.160.150.150.150.150.150.150.150.150.170.180.190.130.130.140.150.140.150.150.150.170.170.170.170.180.180.190.190.210.210.210.210.210.210.210.290.330.330.340.340.400.430.430.440.450.450.450.450.450.450.490.510.530.560.570.590.61
0.330.360.450.540.730.580.670.240.220.230.250.250.250.260.340.380.530.640.730.570.740.701.030.991.050.810.950.911.090.800.970.880.980.660.760.680.850.480.640.711.030.921.060.981.010.891.041.011.161.121.171.121.161.141.131.261.351.451.561.611.661.85
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31.8832.0130.0225.8832.9635.2836.9939.6939.0341.0639.0439.9542.2742.9036.7141.0132.3714.5634.5637.4237.2835.2329.9036.6035.8333.9234.4436.0934.6931.8034.0133.7033.2932.9632.8033.8533.3832.1632.5919.2739.9331.6932.4933.1330.1315.3527.9928.8528.5528.6927.1231.1032.5731.1128.4630.2831.5531.8927.9232.1028.5530.93
24.8825.0622.9720.0925.5927.4628.6230.6530.2631.9630.2930.8532.5733.5228.7831.2425.5812.5026.9629.0528.9427.5629.1528.4227.8126.7218.2324.1323.1322.5722.4522.2421.9721.7521.2021.9322.1621.3621.9912.7526.4721.3921.8122.8820.9410.6719.4420.9219.9920.0821.0923.2722.9021.8721.8522.7322.3422.5821.9722.4719.6921.34
0.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.01
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2.242.352.141.812.482.783.083.373.183.252.983.023.293.352.883.012.160.932.582.952.842.822.813.002.872.731.842.392.272.192.152.202.222.142.172.272.202.072.141.273.222.162.202.422.140.952.252.522.342.492.552.822.742.652.712.732.742.712.732.732.402.95
3.083.252.982.563.263.644.084.494.204.283.883.934.314.433.824.022.911.253.473.993.893.913.944.244.103.872.613.413.263.143.103.183.243.153.193.333.243.053.191.914.843.313.413.823.391.503.183.573.343.443.543.763.663.513.603.633.673.673.733.763.354.29
0.240.250.230.180.250.280.310.330.320.320.310.310.350.350.310.320.230.100.300.340.320.310.300.310.300.280.190.250.240.230.220.230.230.220.230.240.240.230.240.140.350.230.230.250.220.100.220.240.220.240.250.280.270.260.270.270.270.250.250.250.210.24
1.912.001.821.532.092.342.622.872.712.762.552.572.802.842.402.461.760.812.252.522.422.412.402.552.442.271.542.001.891.791.751.781.801.701.721.791.741.641.691.002.291.451.461.601.410.571.281.431.311.371.391.551.491.451.471.401.331.281.221.180.991.15
31.0030.5730.2628.9428.2628.2427.3827.0027.7527.9628.9728.5328.1927.4327.2226.7426.2025.5225.5825.0924.5623.6423.3122.7722.4321.8422.0121.9421.6121.3421.1121.0820.8520.5720.3120.2920.0519.9519.6919.6219.6119.0918.7718.3818.1818.3617.2417.0916.7916.5116.2316.2815.9415.6515.4615.5015.2814.9714.6914.4914.0613.55
1.840.783.522.681.560.514.243.562.420.823.643.142.190.963.302.441.750.933.482.361.400.893.362.271.300.913.122.201.500.632.531.831.150.672.802.101.240.671.981.320.960.722.821.950.950.132.641.700.990.442.472.011.260.692.591.991.290.551.611.730.79-0.09
1.760.723.312.541.490.474.083.452.360.793.463.022.110.943.122.341.670.853.332.261.340.853.192.171.250.882.972.101.440.602.461.731.110.632.621.991.180.651.781.170.880.692.681.880.890.112.431.560.910.392.181.841.190.672.401.861.210.511.421.600.72-0.12