• Morningstar average return on investment for 2023 was 2.7, a 62.6% increase from 2022.
• Morningstar average return on investment for 2022 was 7.22, a 45.1% decline from 2021.
• Morningstar average return on investment for 2021 was 13.15, a 18.68% decline from 2020.

Roi - return on investment can be defined as an indicator of how profitable a company is relative to its assets invested by shareholders and long-term bond holders. Calculated by dividing a company's operating earnings by its long-term debt and shareholders equity.