Heartland Financial USA Financial Ratios for Analysis 2009-2024 | HTLF

Fifteen years of historical annual and quarterly financial ratios and margins for Heartland Financial USA (HTLF).

Annual Data

Metric Name
Current Ratio
Long-term Debt / Capital
Debt/Equity Ratio
Gross Margin
Operating Margin
EBIT Margin
EBITDA Margin
Pre-Tax Profit Margin
Net Profit Margin
Asset Turnover
Inventory Turnover Ratio
Receiveable Turnover
Days Sales In Receivables
ROE - Return On Equity
Return On Tangible Equity
ROA - Return On Assets
ROI - Return On Investment
Book Value Per Share
Operating Cash Flow Per Share
Free Cash Flow Per Share
202320222021202020192018201720162015201420132012201120102009
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0.160.180.150.180.150.170.220.280.280.440.440.490.510.520.59
0.510.430.230.300.290.380.620.800.841.461.731.521.821.801.95
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17.3237.6538.9331.9334.5329.0928.5829.4824.3820.3119.3626.8321.8220.659.29
12.8728.7129.9624.5027.9623.4318.0520.2017.8415.1714.6418.5111.6211.390.83
0.030.040.040.030.040.040.040.050.040.040.040.050.040.040.04
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4.3913.0610.627.019.458.837.6010.8610.3310.1110.3015.4410.339.392.68
5.9718.7113.989.4413.7713.2010.4613.6111.059.829.9414.038.928.142.32
0.411.051.140.771.131.030.770.970.780.690.621.000.650.590.16
3.4710.078.615.448.047.315.907.816.484.704.676.283.863.430.83
45.2840.8651.6249.4043.0038.4433.1028.3729.5626.8123.8924.0421.4120.2019.27
6.559.107.695.104.477.315.495.974.884.297.772.903.535.602.44
6.609.017.534.764.007.015.375.594.553.967.171.753.125.012.04

Quarterly Data

Metric Name
Current Ratio
Long-term Debt / Capital
Debt/Equity Ratio
Gross Margin
Operating Margin
EBIT Margin
EBITDA Margin
Pre-Tax Profit Margin
Net Profit Margin
Asset Turnover
Inventory Turnover Ratio
Receiveable Turnover
Days Sales In Receivables
ROE - Return On Equity
Return On Tangible Equity
ROA - Return On Assets
ROI - Return On Investment
Book Value Per Share
Operating Cash Flow Per Share
Free Cash Flow Per Share
2024-06-302024-03-312023-12-312023-09-302023-06-302023-03-312022-12-312022-09-302022-06-302022-03-312021-12-312021-09-302021-06-302021-03-312020-12-312020-09-302020-06-302020-03-312019-12-312019-09-302019-06-302019-03-312018-12-312018-09-302018-06-302018-03-312017-12-312017-09-302017-06-302017-03-312016-12-312016-09-302016-06-302016-03-312015-12-312015-09-302015-06-302015-03-312014-12-312014-09-302014-06-302014-03-312013-12-312013-09-302013-06-302013-03-312012-12-312012-09-302012-06-302012-03-312011-12-312011-09-302011-06-302011-03-312010-12-312010-09-302010-06-302010-03-312009-12-312009-09-302009-06-302009-03-31
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0.160.160.160.170.170.170.180.180.170.160.150.150.110.150.180.220.150.150.150.150.160.160.170.180.170.210.220.230.260.270.280.290.300.280.280.340.340.390.440.410.410.420.440.450.460.450.490.490.500.510.510.520.520.520.520.550.570.570.590.580.590.60
0.530.520.510.420.220.250.430.310.270.250.230.290.200.240.300.460.230.260.290.250.260.270.380.320.390.390.620.480.520.560.800.720.870.880.841.081.341.091.461.411.591.291.731.381.711.301.521.581.671.661.821.551.591.691.801.811.911.951.951.731.861.89
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30.7837.20-299.6735.6737.1938.0138.8939.3638.7233.2634.1538.4743.0339.9532.9840.5429.3422.2231.6531.4043.8931.0930.4231.5628.4425.3431.1227.8230.2224.7128.2529.3830.3929.8422.3223.9523.1728.1123.5221.4121.4514.0612.4115.0621.8127.7411.6929.7033.6232.2316.4023.7231.8014.1817.5824.8819.3920.56-16.3812.3517.6323.91
22.4727.47-222.0226.6927.2128.3430.5730.3828.7024.7427.1529.9832.8429.7825.5229.9423.5417.1627.8625.5433.7524.6025.1824.9222.4320.7612.0819.8222.1018.8919.6520.8220.5319.8016.9417.6418.1018.7017.1016.9215.1910.9412.0211.8615.5018.8814.5518.8420.7119.9610.878.1218.737.5711.4812.5410.2711.02-24.576.299.2412.89
0.010.010.000.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.010.01
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2.072.77-3.862.802.833.073.733.663.122.372.392.713.012.712.022.821.841.292.402.212.972.302.432.632.222.211.382.212.732.312.592.873.073.012.512.863.053.232.962.982.761.832.222.163.053.782.944.344.764.512.292.713.831.662.572.672.032.23-3.311.351.952.54
2.773.73-5.263.913.924.295.355.374.443.253.153.583.983.672.733.622.401.893.493.184.343.373.634.023.443.141.903.063.422.923.253.663.924.162.693.003.163.332.872.892.671.772.141.992.793.462.673.854.173.921.982.343.331.442.222.311.771.93-2.861.261.772.28
0.210.27-0.360.240.240.260.300.290.260.220.260.290.340.290.220.310.200.150.290.280.370.280.280.300.250.230.140.220.270.220.230.250.260.240.190.210.230.240.200.200.180.120.130.140.190.260.190.300.320.300.140.180.250.110.160.170.130.13-0.200.090.130.16
1.662.20-3.052.192.212.402.882.792.421.871.942.202.532.201.572.051.471.102.041.882.501.922.012.161.841.751.071.692.021.691.862.022.132.141.581.631.731.691.371.461.340.871.010.951.311.671.201.761.861.720.861.011.410.610.940.920.670.72-1.030.440.610.77
47.3246.2545.2842.8043.5942.9940.8639.0241.8045.5951.6251.4151.1348.7649.4049.1147.4342.2143.0042.6241.4839.6538.4437.1436.4633.8533.1032.7830.1929.2928.3728.5428.0327.3129.5628.6428.1027.5626.8126.1625.5824.7823.8923.4023.3324.5424.0423.9222.7722.2021.4121.4621.0220.2520.2020.5220.0019.3119.2720.1219.4919.36
4.113.046.559.274.321.749.107.344.431.977.695.493.631.575.102.240.840.464.472.631.740.987.314.822.851.935.494.342.671.275.973.882.061.014.882.570.43-0.894.291.550.400.617.775.572.690.722.900.981.09-1.673.534.452.240.075.604.422.410.852.442.751.910.74
4.093.056.609.254.281.779.017.214.341.917.535.293.431.514.761.980.720.364.002.441.650.957.014.512.571.875.374.172.521.135.593.571.790.974.552.380.24-1.033.961.260.180.477.175.082.290.561.750.160.63-1.873.124.172.10-0.015.013.901.990.592.042.571.800.67